Here is how to get your first robot.
Robotaxis, humanoid robots, and autonomous trucks are entering production. Start building equity toward ownership now. Flat fee, no compound interest, all credit profiles accepted.
- No down payment
- Equity toward ownership
- Trust-protected funds
$0
Interest charges
100%
Builds equity toward ownership
$50T
Estimated addressable market (ARK Invest 2026)
The most important economic shift of our lifetime.
Tesla's first Cybercab rolled off the production line on February 17, 2026. Uber is expanding robotaxi services across major U.S. cities. Tesla Optimus targets consumer availability in 2027, and Hyundai is targeting 30,000 humanoid robots per year by 2028.
$50T
Estimated Market
Half of global GDP is human labor robots can perform
25+
Cities with Robotaxis by End of 2026
Uber, Waymo, and others expanding rapidly
24/7
Robots Work Around the Clock
No breaks, no sick days, no overtime
Sources: ARK Invest Big Ideas 2026, Uber Newsroom Feb 2026, Figure AI, Tesla Q4 2025 Earnings
EVERY MONTH STRENGTHENS YOUR POSITION
Every month of contributions strengthens your position.
Your Savings Score grows with every contribution. When robots become available, members with the highest scores get purchasing power first.
First in Line
Every month you contribute, your Savings Score grows. When robots become available for purchase, members with the highest scores get purchasing power first. Your contributions build equity regardless of when the machines ship.
Flat Fee, Not Bank Rates
Banks will charge high rates on a new asset class. With Savings.Club, you pay a flat fee. No interest charges. No daily accrual. No rate surprises. Your total cost is known from day one.
The Upgrade Path
Robots will evolve quickly. Because a flat fee structure prioritizes principal over interest, you build positive equity faster. When a better model arrives, you can sell your current robot, keep the equity, and upgrade.
ROBOTS AS THE NEW CURRENCY OF INCOME
You own the asset. The robot does the work.
Autonomous vehicles earning fares. Humanoid robots performing labor. Delivery bots completing thousands of drops. The people who own these machines will collect the income they generate.
- Own 1 robotaxi: $3K to $5K potential monthly revenue, earning fares 20+ hours a day.
- Own a fleet of 5: $15K to $25K potential monthly revenue, working around the clock.
- No employees to manage, no shifts to cover, no overhead beyond maintenance.
FIRST PRINCIPLES
Why a savings club makes sense for robots.
Banks will not finance them
Traditional lenders have no established underwriting model for robotaxis, humanoid robots, or autonomous fleets. They cannot assess the collateral. A savings club does not require bank approval because it is not a loan.
Robots generate income
Unlike a car that depreciates, a robotaxi or humanoid robot earns revenue. The asset pays for itself over time. A savings club lets you acquire the asset faster, so you start earning sooner.
First movers win
When Tesla Cybercab production scales and Optimus becomes available, demand will exceed supply. Members who start building their Savings Score now will be positioned to acquire units before the general market.
WHAT YOU CAN OWN
From manufacturers that sell direct to consumers.
Savings.Club covers robots and autonomous vehicles from manufacturers that sell directly to consumers. As new manufacturers enter the market, we expand coverage.
Robotaxis | $25K to $50K
Tesla Cybercab, autonomous ride-hail vehicles. Generate fare revenue around the clock. A fleet that earns while you sleep.
Humanoid Robots | $20K to $50K
Tesla Optimus, Figure AI, Apptronik, 1X, Agility. Perform labor in warehouses, restaurants, retail, and construction.
Delivery Robots | $30K to $80K
Nuro, autonomous delivery vans. Move goods across last-mile routes. Earn per delivery, 24 hours a day.
Autonomous Trucks | $150K to $300K
Tesla Semi, Aurora, Gatik, Kodiak. Haul freight across long-haul and regional routes. Earn per mile with no driver fatigue.
Personal AVs | $25K to $50K
Tesla Cybercab, personal autonomous vehicles. Your own self-driving car. No fleet, just the convenience of never driving again.
TWO WAYS TO PARTICIPATE
Personal use or income generation.
Personal Use | Starting from ~$400/month
Want your own autonomous vehicle or a humanoid robot? Join a club, contribute monthly, and be ready to own one when they become available. All credit profiles accepted, monthly dues only, no bank approval.
Fleet / Income Generation | 5-unit fleet as low as ~$1,354/month
Build a fleet of robots that work for you. Robotaxis earning fares, delivery bots earning per drop, humanoid robots earning hourly. You collect the revenue, and multiple club memberships can run simultaneously with no DTI impact.
THE ROBOT ECONOMY IS ACCELERATING
From now to mass deployment.
- 1
Now: Members Are Building Equity
Members are contributing monthly and building their Savings Score. Your equity grows with every contribution. When robots become available for purchase, members with the highest scores receive purchasing power first.
- 2
2026: Robotaxis and Autonomous Vehicles Expand
Tesla has begun Cybercab production. Uber is expanding robotaxi services across major U.S. cities. Multiple manufacturers are ramping production of autonomous vehicles.
- 3
2027: Humanoid Robots Enter the Market
Multiple manufacturers are preparing humanoid robots for commercial and consumer sale. Tesla Optimus is targeting consumer availability. The market for humanoid labor is opening.
- 4
2028+: Mass Deployment. The New Economy.
Autonomous vehicles, humanoid robots, and delivery bots become mainstream. The people who started early will already have income-generating fleets.
THE SAFETY NET
During the savings phase, before your voucher is awarded.
The Half-Pay Option
Switch to half-payments if your budget needs to flex. Your Savings Score adjusts, but you stay in the club and keep your position.
The Freeze Button
Pause your contributions entirely. Your membership stays active. Resume when you are ready. No additional fees.
The Exit Door
Transfer your membership to someone else. Convert your funds to a different asset type. Or simply exit. Your money is in trust. You have options.
YOUR EQUITY GROWS WITH EVERY PAYMENT
Theirs goes to interest.
$542/mo
Savings.Club monthly vs. $570/mo traditional (plus $2,500 down payment)
$4,218
Total savings over the life of the obligation. Reinvest in your next robot.
30%
SC members reach positive equity at 30% of term. Traditional borrowers wait until 60%.
Based on a $25,000 humanoid robot. Traditional: 10% down ($2,500) at 14% APR / 60mo ($570/mo, total $36,718). Savings.Club: monthly dues only, flat fee ($542/mo, total $32,500). Depreciation: 15%/yr (tech asset). Source: Equipment financing industry averages.
SECURITY
Your funds are held in trust while you build your position.
Irrevocable Trust
Every Common Fund contribution goes into a legally separate, irrevocable trust. Once deposited, Savings.Club cannot access it, redirect it, or use it for any purpose other than member benefit.
Independent Trustee
Jackson Hole Trust Company, a licensed fiduciary with a legal obligation to protect your money.
FDIC-Insured Bank Account
The trust's bank account is held at US Bank, which is FDIC-insured, providing federal deposit protection for member funds.
Member Governing Board
An independent board of members audits and ensures compliance. This adds a layer of transparency that traditional financing never offers.
THE MATH DOESN'T LIE
Traditional Financing vs. Robot Savings Club
Example: $30,000 Cybercab reservation, 96-month term
| Traditional Loan | Savings Club | |
|---|---|---|
| Interest / Fee | 8.5% APR (est.) accruing daily | Flat fee (one-time, never accrues) |
| Monthly Payment | ~$432+ | Less (varies by profile) |
| Credit Check Required | Yes (hard inquiry, can be denied) | No |
| Down Payment | 10-20% typical ($3,000 to $6,000) | $0 |
| Cash Upfront Needed | $3,000 to $6,000+ | $0 |
| Revenue While Paying | Goes to interest first | Goes to equity first |
| Flexibility if Revenue Drops | Default risk | Freeze, half-pay, or transfer (savings phase) |
| Funds Protected by Trust | No | Yes (FDIC-insured) |
Traditional rate: estimated based on specialty asset financing rates (8.5%). Savings Club flat fee varies by creditworthiness. Stronger profiles receive lower fees.
QUESTIONS
Common questions.
A savings club is a member-owned group focused on owning autonomous vehicles, humanoid robots, and AI-powered machines. Members contribute monthly, building their Savings Score. Each month, members are ranked by their Savings Score using our patent-pending scoring system. Those at the top receive their Purchasing Voucher. You pay a flat fee instead of interest charges.
Be first in line.
Join the waitlist and we'll email you the moment this club opens in your state.
Operating in TX, FL, MA, CT. Other states coming soon.