Reach your voucher faster, within the rules.
Your Savings Score decides when your turn comes. Members who understand it reach voucher eligibility on the faster end of the cycle. Here is what helps, what does not, and what is structurally impossible.
- On time is everything
- No pay-to-skip
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Progress (13 of 96)
History ›Paid
$6,161
Remaining
$39,339
FIVE STRATEGIES, RANKED BY IMPACT
What actually moves your Savings Score.
Contribute on time, every cycle
On-time contribution history is the single largest factor. Members who never miss a contribution rank highest, period. The simplest and highest-impact move.
Use voluntary acceleration windows
Optional contributions above the minimum during designated windows. They signal commitment, and the model rewards that signal. High impact, fully opt-in.
Engage with the platform
Track your position, review statements, complete your profile, engage with educational content. All signal an informed, active member. Small but additive.
Avoid half-payment when you can
The half-payment option is there when life happens. But each election carries a small score cost versus staying on full schedule. Use it when you need it, skip it when you do not.
Stay in good standing over time
Time in good standing compounds. The longer your unbroken on-time history, the more weight your standing carries. Renew into a second club and you bring that standing forward.
WHERE CONSISTENCY TAKES YOU
Every on-time contribution moves you up.
Acceleration is not a shortcut you buy, it is momentum you build. The more consistent you are, the higher you rank in the Monthly Selection, and the sooner your turn comes for your Purchasing Voucher.
Credit Voucher
PARTICIPANT
MC#0064
64
SAVING SCORE
PARTICIPANT
MC#0058
58
SAVING SCORE
PARTICIPANT
MC#0051
51
SAVING SCORE
PARTICIPANT
MC#0047
47
SAVING SCORE
WHAT DOES NOT HELP
Things that feel like they should help, but do not.
The Savings Score is limited to its allowlist. None of these are inputs, so none of them move your rank, no matter how much you do them.
- Improving your credit score (never used by the model)
- Income increases (not a factor)
- Asset value above your club bracket (not a factor)
- Spending more on optional add-ons (not a factor)
- Demographics or location (protected, never used)
- Referrals (separate from the referral program, not a score input)
Common questions.
No. The Savings Score is not for sale. Voluntary acceleration windows let you contribute extra and improve your ranking, but the path is structured and equal across all members. There is no premium tier that buys ahead of the queue.
Acceleration is opt-in, not required.
Members who never accelerate still reach their voucher within the standard cycle. Acceleration is for when you want to move on the faster end. The standard path is the canonical path.
Available in TX, FL, MA, and CT.