SOLUTIONS
One model. Find your lane.
A flat fee instead of compound interest, shaped for people, businesses, dealers, and institutions. Tell us who you are and we'll take you straight to your next step.
FOR YOU
Buy the big thing, skip the interest.
Members pool real money and receive a Purchasing Voucher for the full price. You pay one flat fee instead of years of compound interest, and keep the difference a bank would have taken.
- Flat fee, not compound interest
- $0 down, all credit profiles accepted
- Funds held in an irrevocable trust
$17,643
stays in your pocket on a $35,000 car
FOR BUSINESSES
Scale a fleet, no bank limits.
Run multiple club memberships in parallel and acquire vehicles, equipment, or property without a bank cap or a hit to your debt-to-income. When you use each voucher, it becomes a loan, and Savings Club is the lender and the lienholder on that asset until the loan is repaid.
- Multiple clubs at once, no DTI impact
- $0 down; Savings Club is the lender and the lienholder until the loan is repaid
- A specialist maps your fleet plan
FOR DEALERS
Turn floorplan interest into $0.
Stop renting your inventory from a bank. Fund your lot through the club, sell a unit, and the voucher funds the next. Higher margins for you, lower payments for your buyers.
- No floorplan interest to carry
- A 2-for-1 exit cycle keeps inventory moving
- Lower buyer payments close more deals
No interest.
One flat fee.
FOR INSTITUTIONS
New fee income, zero credit risk.
Offer your members a better way to buy, earn recurring fee income, and build a real CRA story, without putting your balance sheet at risk. Originate the bridge loan when members exit.
- Fee income off your balance sheet
- CRA-eligible community impact
- You originate the bridge loan
For institutions
Fee income
recurring, off your balance sheet
Credit risk
members save, you don't lend
CRA-eligible
community-impact story
Not sure where you fit?
Tell us what you are trying to do and we will point you to the right lane in a sentence.
Live in TX, FL, MA, and CT.