What about a passport, consular ID, or driver's license?

A government-issued photo ID is required for identity verification (KYC). Acceptable forms include U.S. driver's license, state ID, U.S. passport, foreign passport, or matricula consular. The exact list is reviewed at enrollment.

Do you check my immigration status?

Savings.Club does not run immigration-status checks. We verify identity (KYC) as required by U.S. anti-money-laundering law and we collect tax-reporting information (SSN or ITIN). Your immigration status is not part of voucher eligibility.

Can I use the voucher at any dealer or seller?

Yes. Once your voucher is awarded, you can redeem it with any licensed dealer, broker, or private seller in the United States, same as any other member.

ITIN FRIENDLY. OPEN TO U.S. RESIDENTS WITHOUT AN SSN

No SSN required. Buy with an ITIN.

Savings.Club is open to U.S. residents who file taxes with an ITIN. Standard KYC identity verification still applies; a credit score is not required, and immigration status is not part of voucher eligibility.

See my buying power

ITIN accepted
KYC, not a status check
No credit pull

Your eligibility

Credit scoreNot required
Identity (KYC)Verified
ITIN acceptedYes

Eligible

No credit pull, at any point.

OPEN TO YOU

What that means.

ITIN works.

Members with an Individual Taxpayer Identification Number can join. Required for tax-reporting; not used for credit decisions.

KYC, not status check.

Standard identity verification (driver's license, passport, consular ID). We do not run immigration-status checks.

No credit pull.

No credit score, no credit history, no credit-bureau reporting. Same as every Savings.Club member.

Same access to vouchers.

ITIN members have the same voucher-selection cadence and same Savings Score factors as SSN-holding members.

IDENTITY, NOT STATUS

What we verify, and what we do not.

Savings.Club follows U.S. anti-money-laundering and KYC rules. We collect what we need to comply with those rules; we do not collect more. Your immigration status is not part of voucher eligibility.

A government-issued photo ID for identity verification: U.S. driver's license, state ID, U.S. passport, foreign passport, or matricula consular.
Tax-reporting information (SSN or ITIN). The ITIN does not affect eligibility for vouchers.
No immigration-status checks.

WHAT WE CHECK

Government photo ID
Tax info (SSN or ITIN)
Immigration statusNever

KYC only. We collect what the law requires, no more.

QUESTIONS

Common questions.

Yes. Members with an ITIN (Individual Taxpayer Identification Number) can join Savings.Club. The ITIN is used for tax-reporting purposes; it does not affect eligibility for vouchers.

Keep reading

For immigrants (Espanol)

El modelo cooperativo de compra, ahora en los Estados Unidos.

No credit score required

No credit pull, no history requirement, nothing on your report.

Ready to enroll?

Talk to a Savings Expert who can walk you through ITIN enrollment in English, Portuguese, or Spanish.

Talk to a person Para inmigrantes (Espanol)

Available in TX, FL, MA, and CT.