Savings Club

ONLINE CAR LOAN CLUB

The Only Way to Get a Car Without Any Regrets

A savings.club helps you to plan and save to get your dream car for the lowest rate on the market.

Welcome to the cheapest and simplest
way to finance your next car.

$
$

Traditional Finacing

Savings Club

Traditional Finacing

You’ll get your car instantly,
but with higher fees, minimal support and frustration with high interest for your car.

Savings Club

You won’t get your car instantly,
but you'll have the chance each month until the end of your loan term.

We were news on

AND OVER 400 NEWS SITES

We were news on

FOX Market Watch Azcentral
Benzinga Digital Journal

AND OVER 400 NEWS SITES

How can we help you save so much?

First, we’re different from traditional financing solutions. Second, we're 100% digital and we have a lower infrastructure cost.

Old Way

Traditional Financing

The truth of traditional financing

You pay for one.

They get one more.

$ 8,000.00 Car Loan *
You lose 2,125.20

The most expensive
way to get a car

Get the car
the right way.

You’ll get your car instantly, but with higher fees, minimal support and frustration as you pay ridiculously high interest for your car.

Down payment

Countless fees

SSN required

Traditional Financing APR

25%

New Way

savings.club

My Credit Score

The most cost-effective
way to get a car

90%

Chance of getting your
car between 1 and 12 months.

The most cost-effective
way to get a car

80%

Chance of getting your
car between 6 and 18 months.

The most cost-effective
way to get a car

80%

Chance of getting your
car between 12 and 36 months.

The most cost-effective
way to get a car

70%

Chance of getting your
car between 18 and 60 months.

The most cost-effective
way to get a car

70%

Chance of getting your
car between 24 and 84 months.

The most cost-effective
way to get a car

70%

Chance of getting your
car between 24 and 84 months.

You won’t get your car instantly, but you'll have the chance each month until the end of your loan term.

No down payment

No abusive fees

No SSN required

Traditional Financing EAPR

9,9%

How to accelerate your car conquest

With savings.club you have 4 ways

Invite friends

Invite friends to savings.club and earn $100 dollars towards your new car.

Pay on time

Keep all your payments up to date and grow your score to speed up the time it takes to get your car.

Make extra payments

Extra spending money left at the end of the month? Make additional payments.

Re-check credit history

Every 3 months you can perform a credit analysis to increase your savings score.

How the magic works

In just 4 steps, we save you from predatory loans and traditional financing

1 Step
Plan

First, have an idea of how much you need to buy your car. Planning will ensure you can make payments.

2 Step
Save

Select an offer that suits you and save with hundreds of people using the common fund you build together.

3 Step
Grow your score

Remember to keep your payments on the app up to date to increase your score in the club

4 Step
Purchase your car

Increase your savings score monthly for be selected and get the voucher to buy your car as you do with cash.

No SSN Required

Save up to 85% with
savings.club

No Down
Payments

No Hidden
Fees

Control a loan
in the palm of your hand

No Origination
Fees

No Credit
Check

We make getting a car
simple, practical and accessible

With savings.club, you’re in the driver’s seat.

savings.club is super easy to use.

With no time wasted on guessing about hidden fees, we cut right to the chase.

You will receive instructions on how to use your credit voucher through the savings.club application

Once you’re all signed up, it’s activation time.

With good credit, here’s more than a 60% chance that you’ll get your car early.

You’ll get a series of e-mails with instructions on how to confirm your account.

You were selected, use your credit voucher now!

Focus on people

Focus on technology

Save by Joining a Club

It's accessible

Savings.club is making it possible for everyone to have access to the cars they want.

Save by Joining a Club

savings.club is super easy to use. With no time wasted on guessing about hidden fees, we cut right to the chase.

Our contracts are easy to understand and tailored to your needs. No fancy jargon, just people saving money together to buy cars.

When you join our club, you can rest assured you’re paying a fair price for your car. Our club is truly inclusive, no matter what your credit score is.

Our online services are all optimized and effective, meaning you save lots by paying only a small operations fee.

savings.club is 100% online. Seriously! All you need is a mobile device to access our app to manage your account.

Loved by users,
hated by banks

4.5 out of 5

Learn how to save

Educate yourself and plan so you can buy without regretting

Frequently Asked
Questions

We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.

With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. On SavingsClub we use EAPR (Equivalent Annual Percent Rate), this way, you only pay for your vehicle and administrative fees. No compounding interest, ever, and this administration fees are used to keep up savings.club’s infrastructure.

With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.

You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.

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Get started now

Download the app or start from our website.
Join the savings.club revolution now and get your dream car!