Watch How it works
Buy without high interest
I saw in a savings.club a real chance to buy a Truck without paying interest. Surely I would recommend it to my friends and family.
Join now and get 70% off on adm fee. →
2.97%
Finance your dream car for the lowest rate on the market.
Join a club to plan and save. No matter your credit score.
Clubs starting at
$64 /month
Promotional fee
9.9%
2.97%
EAPR
2.97% EAPR and as low as 0.9%
We were news on
AND OVER 400 NEWS SITES
We were news on
AND OVER 400 NEWS SITES
Savings Club vs Traditional Car Loans
With a Good Score you can pay less then 2.97%.
Example
$30,000 Car Club in 84/mo
EAPR
Only pay for your vehicle and adm fees. No compounding interest, ever.
APR
High compounding interest rates cost thousands after it’s all said and done.
Total cost
Total cost of the amount + fees for the entire term of the contract.
How it works
Savings Club is a new collaborative way to finance your next car and save thousands of dollars.
1
Plan
Research to understand how much you need to buy your car.
2
Save
Select an offer to save with hundreds of people using a common fund
3
Purchase your car
When your turn comes to get a credit voucher, go purchase your car as if you had cash on hand.
You join in a group (club) with your desired car value and each club member puts money into a common fund as monthly payments are made.
Once a month a club member becomes eligible to pick up the car at a dealership. Everyone gets a car by the end of their contract.
Real Estate options
We are bringing savings.club inovative business to the Real Estate Market, it's your chance to get the house of your dreams for much less, join us in this revolution.
Is Savings Club for me?
I have urgency to get my car
Explore options to shop new vehicles without the wait. Find out how to share savings instantaneously between members.
I have no urgency
With dedication and patience, you could have a new car within a matter of months.
I want to save
With us, you can save thousands on affordable car payments.
No SSN Required
Save up to 80% with
savings.club
No Down
Payments
No Hidden
Fees
Control a loan
in the palm of your hand
No Origination
Fees
No Credit
Check
People trust us to help them save
4.5 out of 5
James Williams
John Smith
Fast and affordable
I was surprised that I got my credit voucher in the third month. I got my new car quickly with an affordable payment plan, without all those fees and interest.
Katy Couto
Made my dream come true
My experience was amazing. I had a dream to buy a new car, and a savings.club helped me to make this dream come true. It was above all my expectations.
Queila Silva
Planning to pay less
We are happy and glad to have the help of the savings.club to plan and change our car into a new model with lower monthly payments.
Mary Garcia
I turned my dream into reality
I believe that we never give up. I wanted and got another car right at the beginning of my club. Now I believe that we should not give up on our dreams.
Frequently Asked
Questions
We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.
With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.
With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.
You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.
Didn't find what you're looking for? — Use our FAQs
Get started now
Download the app or start from our website.
Join the savings.club revolution now and get your dream car!
