Buy without high interest
I saw in a savings.club a real chance to buy a Truck without paying interest. Surely I would recommend it to my friends and family.
Welcome to the
0% APR revolution.
Join a club to plan and save.
No matter your credit score.
Welcome to the
0% APR revolution.
Join a club to plan and save.
No matter your credit score.
We were news on
AND OVER 400 NEWS SITES
We’re a new collaborative way to finance your next acquisition and save thousands of dollars.
No Origination Fees
No Hidden Fees
No SSN Required
No Down Paymentss
No Credit Check
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People trust us to help them save
4.5 out of 5
James Williams
John Smith
Fast and affordable
I was surprised that I got my credit voucher in the third month. I got my new car quickly with an affordable payment plan, without all those fees and interest.
Katy Couto
Made my dream come true
My experience was amazing. I had a dream to buy a new car, and a savings.club helped me to make this dream come true. It was above all my expectations.
Queila Silva
Planning to pay less
We are happy and glad to have the help of the savings.club to plan and change our car into a new model with lower monthly payments.
Mary Garcia
I turned my dream into reality
I believe that we never give up. I wanted and got another car right at the beginning of my club. Now I believe that we should not give up on our dreams.
Frequently Asked Questions
We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.
With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.
With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.
You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.
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