Three revenue streams.
One partnership.
Savings.Club is the only product that lets you monetize walk-outs, eliminate floorplan interest, and increase per-unit margins simultaneously. No other financing partner offers all three.
Every dealership has three untapped revenue streams.
Most dealerships rely on F&I kickbacks and manufacturer holdback. Savings.Club opens three entirely new revenue channels that do not depend on bank approval, credit scores, or interest rates.
F1 Commissions
Earn 2-4% on every enrollment
Every customer who walks into your dealership is a potential Savings.Club enrollment. When a customer cannot qualify for bank financing, or when the bank payment is too high, you enroll them into a savings club instead. You earn a commission on the full vehicle value. A dealership enrolling 10 members per month at $35,000 average vehicle value earns $7,000–$17,500/month in additional revenue.
Floorplan Replacement
Eliminate $575K+/year in interest
The average dealership pays $7.90 per vehicle per day in floorplan interest. On a 200-unit lot, that is $1,580 per day going straight to the bank. A savings club replaces this entirely. Instead of borrowing against a credit line to stock your lot, you use savings club memberships to acquire inventory. No daily interest accrual. No curtailment pressure. No floorplan audits. The vehicles on your lot build equity instead of burning cash.
Learn the Floorplan StrategyVoucher Inventory
Higher margin, lower buyer payment
Carry awarded Savings.Club purchasing vouchers as inventory. Attach them to vehicles on your lot. The buyer gets monthly payments $200–$400 lower than any bank can offer. You price the vehicle higher because the total cost of ownership is still lower for the buyer. Your per-unit margin increases by $3,000–$4,000 while the buyer pays less per month. The voucher is the product. The vehicle is the delivery mechanism.
What a 200-unit dealership looks like with Savings.Club.
Illustrative scenario based on a 200-unit dealership. F1 commission at Piquet tier (base + 0.50%). Floorplan savings based on $7.90/day per vehicle (NADA Q1 2025). Voucher margin based on $3,500 average additional margin per voucher-attached sale. Actual results will vary based on lot size, sales volume, and tier level.
Calculate your dealership's Savings.Club revenue.
Enter your dealership's numbers. See the combined annual income from all three revenue streams.
Your Dealership
Assumptions: 15% of monthly volume enrolls in SC (F1 commissions at Piquet tier 2.5%). 25% of lot transitions to SC equity in year one. 10% of monthly volume uses voucher-attached sales at $3,500 additional margin. Actual results will vary.
From application to revenue in four steps.
Apply
Email dealers@savings.club or fill out the application. We review your dealership profile and schedule an onboarding call.
Train
We train your sales team on how to present Savings.Club as a financing alternative. Scripts, objection handling, and live role-play.
Launch
Your dealership gets a unique referral code. Every enrollment is tracked and attributed automatically. Start earning F1 commissions immediately.
Scale
Add floorplan replacement and voucher inventory as your team gains confidence. Climb the F1 ladder. Maximize all three revenue streams.
FAQ
Dealer Questions
Yes. Most successful Savings.Club dealers combine all three. F1 commissions generate immediate cash flow from customer enrollments. Floorplan replacement reduces your largest invisible expense. Voucher inventory increases your per-unit margin. The three strategies compound.
New and pre-owned vehicles that meet standard underwriting guidelines. We work with all makes and models, but to protect our club members' funds, we perform normal collateral underwriting just like any other responsible financing company. As long as the vehicle's age, mileage, and loan-to-value (LTV) meet standard industry criteria, it qualifies for a Savings.Club voucher.
F1 commissions begin with your first enrollment. Floorplan savings begin as soon as you transition inventory units to savings clubs. Voucher inventory requires accumulating awarded vouchers, which takes time depending on club structure.
No financial cost, but participation is by acceptance only. There are zero partnership fees, onboarding costs, or monthly software charges to join. To protect the integrity of the program, we strictly vet applications and only partner with the best, most responsible dealerships. Once approved, you can start earning F1 commissions immediately at zero risk. The only capital your dealership will ever deploy is what you choose to put into your own savings club memberships to replace your floorplan or build voucher inventory
Think of us as a complementary layer to your existing F&I office, not a replacement. You should continue to offer traditional financing for customers who qualify for prime rates and need a vehicle today. You use Savings.Club for the other three scenarios where traditional financing fails you:
- The "Walk-Outs": When a customer is declined by every lender on your roster due to their credit profile, you don't have to let them walk. You enroll them in a savings club, earn an immediate F1 commission, and turn a "No" into a future sale.
- The "Payment Buyers": When a customer qualifies but the bank's interest rate makes the monthly payment $200 higher than their budget, you offer the Savings.Club alternative to get them to the payment they need.
- The "Voucher Inventory" Strategy: For specific units on your lot, you can attach pre-awarded Savings.Club vouchers. This allows you to advertise a monthly payment that no traditional bank can compete with, driving massive floor traffic and increasing your per-unit margins.
Traditional financing is for the deals you can close today. Savings.Club is for the deals you would otherwise lose.
Savings.Club integrates into your existing sales flow. Your sales team presents it as an alternative financing option. We provide full training, scripts, and objection handling materials.
Your dealership has untapped revenue.
We unlock it.
F1 commissions. Floorplan replacement. Voucher inventory.
Three strategies. One partnership. Contact us to get started.