How do I raise my Savings Score?

Contribute on time, every month. On-time contribution history is the single largest factor, and staying consistent over time is what moves you up your club's ranking toward your Purchasing Voucher.

What if a month is tight?

Use the half-payment option. It lets you contribute half in an eligible month within a structured envelope, so a tight month does not turn into a missed one. It carries a small score cost versus a full contribution, which is far less than a miss.

Can I stop after I join?

Yes. You have a 7-day window to change your mind with no cost. After that, you can stop contributing, and the rules for leaving the club and what happens to your standing are set out in your Membership Certificate. The choice is yours either way.

MY MEMBERSHIP

Your whole membership, in one place.

Once you join, this is where you track your Savings Score, watch your position in your club, and stay on top of every contribution.

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Track your score
See your position
Manage payments

Your Savings ScoreLive

64out of 100

Your rank this cycleYou're #1 in your club

IN YOUR ACCOUNT

Everything you track as a member.

Your Savings Score is the number that moves everything, so it leads here. The rest is how you keep it climbing and see where you stand.

Track your Savings Score

You watch your Savings Score climb as you contribute on time and in full, and you see exactly where you stand for your turn at a Purchasing Voucher.

See your position

You check your place in your club as you save toward your turn, so you always know how close your Purchasing Voucher is without waiting on hold.

Manage your payments

You review your contributions, use the half-payment option when a month is tight, and keep everything on time and in one view.

Find your Membership Certificate

You keep your Membership Certificate on hand. It represents your membership and your position in the club.

See where your money is held

You can see that your contributions sit in an irrevocable trust at US Bank, FDIC-insured, and held by an independent fiduciary.

YOUR SAVINGS SCORE, LIVE

Watch your progress move in real time.

Your Savings Score updates as you contribute, and your account shows it climbing toward your turn for a Purchasing Voucher. Every on-time contribution moves the number, so you always see the effect of staying consistent.

Your Savings Score, updated in real time
Your position toward your Purchasing Voucher
Your next contribution and how it lands

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Progress (13 of 96)

History ›

Paid

$6,161

Remaining

$39,339

Questions members actually ask.

You manage your membership in the Savings.Club app, which is where your live account lives. This page explains what you track once you are in. If you cannot get to your account, talk to a person and the team will get you back in.

Not a member yet?

See your buying power and your starting Savings Score in minutes. Once you join, this is the account you will track from here.

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Available in TX, FL, MA, and CT.