Home - Savings Club
Join now and get 70% off on adm fee. →

Finance your dream car for the lowest rate on the market.

Join a club to plan and save. No matter your credit score.

Hi Sally

Clubs starting at

$64 /month

Promotional fee

9.9%

2.97%
EAPR

2.97% EAPR and as low as 0.9%
F150

We were news on

AND OVER 400 NEWS SITES

We were news on

Left
Azcentral
Benzinga Digital Journal
Right

AND OVER 400 NEWS SITES

What is your dream?

Whatever it is, Savings Club can help you make it happen!
Buy your dream home, travel, have your farming fleet and even sail your boat.

Dw

Savings Club vs Traditional Car Loans

With a Good Score you can pay less then 2.97%.

Example
$30,000 Car Club in 84/mo

Savings.Club x Traditional Financing
Savings.Club x Traditional Financing Graphhic

EAPR
Only pay for your vehicle and adm fees. No compounding interest, ever.

APR
High compounding interest rates cost thousands after it’s all said and done.

Total cost
Total cost of the amount + fees for the entire term of the contract.

How it works

Savings Club is a new collaborative way to finance your next car and save thousands of dollars.

1

Plan

Research to understand how much you need to buy your car.

2

Save

Select an offer to save with hundreds of people using a common fund

3

Purchase your car

When your turn comes to get a credit voucher, go purchase your car as if you had cash on hand.

Sue $25, Brena $25, Anna $25, Mat $25

You join in a group (club) with your desired car value and each club member puts money into a common fund as monthly payments are made.

Once a month a club member becomes eligible to pick up the car at a dealership. Everyone gets a car by the end of their contract.

Totals

Real Estate options

We are bringing savings.club inovative business to the Real Estate Market, it's your chance to get the house of your dreams for much less, join us in this revolution.

Real Estate options

Is Savings Club for me?

I have urgency to get my car

Explore options to shop new vehicles without the wait. Find out how to share savings instantaneously between members.

I have no urgency

With dedication and patience, you could have a new car within a matter of months.

I want to save

With us, you can save thousands on affordable car payments.

Card
NoSSN

No SSN Required

Card

Save up to 80% with
savings.club

Mobile
No Down Payment

No Down
Payments

No Hidden

No Hidden
Fees

Control a loan
in the palm of your hand

Mobile
NO Origination

No Origination
Fees

Card
Check

No Credit
Check

People trust us to help them save

Stars 4.5 out of 5

Frequently Asked
Questions

We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.

With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.

With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.

You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.

Didn't find what you're looking for? — Use our FAQs

Infinitti Ducati LandRover Fisker
Kia RAM Toyotta
Subaru FORD
Audi Chevrolet
Lincoln
Nissan
Jeep
WV
GMC
Mercedes
Volvo Tesla
Jaguar Buick
Mitshubish BMW Cadillac
Lexus Harley Chrysler Infiniti
Infinit Ducati
LandRover Fisker
KIA RAM
Toyotta Subaru
FORD Audi
Chevrolet Lincoln
Nissan Jeep
VW GMC
Mercedes VOLVO
Tesla Jaguar
Buick Mitsubish
BMW Calillac
Lexus Harley
Chrysler Infiniti

Get started now

Download the app or start from our website.
Join the savings.club revolution now and get your dream car!

Apple Story Google Play