ONLINE CAR LOAN CLUB
What is Savings Club?
Patience is power, so plan to buy your next vehicle to stay out of debt.
The standard way to buy a car is through a dealership loan
These predatory loans can leave you in financial debt paying well over
Instead of signing for a loan that will leave you in financial distress
Join savings.club to plan and get the car you love
start nowA savings club lets you decide how to pay
Using a traditional loan to buy a car gives banks and dealers the power to bargain with your money.
Dealers and banks often team up to make sure that you pay the highest possible rate on any loan, doubling down on how much APY they charge. savings.club will NEVER charge you twice.
You pay twice in the traditional financing, just so dealers and banks can make their bottom line.
What Exactly is a Savings Club?
By planning to wait to buy your car, you
can save tens of thousands of dollars.
You share a common fund to lend from
with a group of aspiring car owners.
Our small administration fee is affordable and allows
our team to hold each club member accountable for
their financial obligation to the group.
This cycle of signing for abusive loans can create generations of debt and bad credit.
With banks and dealerships, you pay thousands in interest even if you’re at a financial disadvantage!
Save by Joining a Club
Create a club that’s perfect for your plan to purchase a car. Any value. Any term. Any car.
start now
Want to know how savings.club can help you plan and save for a new car?
Suppose Timmy and Sally both want to purchase a new vehicle
Timmy chooses to use traditional loans to finance his purchase.
Timmy will be forced to choose a standardized financing plan after making a sizable down payment.
Meanwhile, Sally is savvy and innovative by joining a savings club.
With savings.club, Sally will save thousands with others in her club.
If you’ve been looking for a way to buy your car without paying for loans or a down payment, our savings club is for you!
How can savings.club charge such low rates?
Since you only pay a car payment and admin. fees, the cost for membership is low.
What is a common fund?
A common fund is a shared account in which members’ payments will be stored. We pull money from it to award vouchers for car purchases.
What’s a credit voucher and when do I get mine?
A credit voucher is similar to a pre-approved loan. When you arrive to a dealer, you can leave with a vehicle with no down-payment needed!
Join our club today
Our payment plans have low EAPR, you and other club members can reap the benefit of saving money together.
Don’t Settle for Less
start nowsavings.club helps you get nice cars, affordably
start now
Plan to buy and get the vehicle you want, not just one that you can afford.
start nowGetting high-end cars for less
Instead of buying a Ford Ranger, you could get an F-150 for the same price!
Ready to buy your favorite car?
Don’t waste any more time trying to find a deal at a car dealership. You’ll never win against banks, loan sharks and car dealers
Join to Build a Savings Score
Ready to buy your favorite car? Don’t waste any more time trying to find a deal at a car dealership.
start now
Be part of something better
with savings.club
Smart funding for smart people
Our simulator tool allows you to see each of our clubs in detail
the best one for you
You can choose using our simulator tool
Once you’re all signed up, it’s activation time.
You’ll get a series of e-mails with instructions on how to confirm your account.
Join to Build a Savings Score
There’s over a 60% chance that you can get your car early when you join savings.club!
If you make extra or early payments, you can easily accelerate your voucher award.
Even submitting a credit check or referring a friend can help you boost your savings score.
Research the car you want then enter your personal financing information.
With clubs ranging from $5k to $135k, any car can be yours.
We’ll also test your bank account during this stage to verify your account.
Scores determines when you’ll get your voucher. Aim high to get your car as early as possible.
Our simulator tool allows you to see each of our clubs in detail
the best one for you
You can choose using our simulator tool
Simulating a membership offer
Research the car you want then enter your personal financing information.
Signing up to join the best club for you
With clubs ranging from $5k to $135k, any car can be yours.
Once you’re all signed up, it’s activation time.
You’ll get a series of e-mails with instructions on how to confirm your account.
Activating your account to confirm membership
We’ll also test your bank account during this stage to verify your account.
Join to Build a Savings Score
There’s over a 60% chance that you can get your car early when you join savings.club!
If you make extra or early payments, you can easily accelerate your voucher award.
Even submitting a credit check or referring a friend can help you boost your savings score.
Boosting your savings score to get ahead
Scores determines when you’ll get your voucher. Aim high to get your car as early as possible.
Everyone wins at savings.club
All you have to do is plan for success by committing to an affordable payment plan for your new vehicle.
It’s easy, affordable, and lets you keep your financial freedom.
start now
savings.club offers 24/7 auditing tools for each member.
This means that at the crack of dawn or the dark of night, you can check the common fund for your club.
start nowWe understand how important your money is
Not being able to track transactions, payments and progress can be nerve-wracking and irritating at the same time
Join our club today to see just how easy tracking your money can be.
Get crucial insight on
Totals
See how much money is stored in the common fund.
Withdrawals
Check the movement of cash. See dates, amounts and transfers.
Deposits
See when money has been added to stay updated on fund totals.
Jump Ahead of the Line to Get Your Car Faster
At savings.club, we make sure that you’re rewarded for being financially responsible.
Keeping up with payments
Is easy and we make the club an even more rewarding experience
Pay on time
Getting a voucher depends entirely on your savings score within the club.
Additional Payments
Keep a good standing and you’ll have your new car in no time.
Learn more about our incentives and rewards by signing up to join today!
You can boost your savings score by
Invite friends
Invite friends to savings.club and earn $100 dollars towards your new car.
Pay on time
Keep all your payments up to date and grow your score to speed up the time it takes to get your car.
Make extra payments
Extra spending money left at the end of the month? Make additional payments.
Re-check credit history
Every 3 months you can perform a credit analysis to increase your savings score.
How do we calculate your savings score?
Your savings score is the key to getting your car.
Savings clubs are already a hit around the globe!
Several countries have embraced the cost-effective way to buy vehicles.
South Africa
South Korea
Scotland
Mexico
Japan
Brazil
Now that you know savings.club is an affordable alternative to buying a car, all you have to do is join.
start nowSince you can always sell your membership after a voucher has been awarded, it’s easy to multiply your club investment.
Once you’ve exchanged a voucher, we can refer you to our partners for rate adjustments IF you wish to rework your payment plan.
Planning to wait a few months for your new car will save you thousands
start nowDon’t give in to taking a loan from the dealer.
Use patience as power and plan to wait for your new car so that you can save.
Simulate your savings.club deal today.
start now
savings.club is the only place that offers vehicle purchases with:
No Interest Rates
No Credit Check
No Hidden Fees
No SSN required
No Originaton Fees
No Down Payments
Whether you need a new car or a viable investment option, a savings club is great.
start now
Builds credit history
Low monthly car payments
The option to sell your club membership for profit
Builds credit history
100% Online
Frequently Asked
Questions
We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.
With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.
With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.
You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.
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