Sevings-Club

Buying a car without a Social Security number?
No problem!

That’s where Savings Club comes in!

Stop dreaming and start saving!

Sure, you can find a lender willing to give you a loan, but they are going to charge you an extremely high interest rate which means a higher monthly payment and more interest paid over the life of the loan.

• That’s where Savings Club comes in!

How it Works

Savings Club provides the most cost effective way to purchase a vehicle. We help you to stop dreaming and start saving!

  1. Members join a group of like minded savers who have a common goal in mind – buying their next vehicle.
  2. Each member contributes a set amount of money to the fund each month.
  3. Once you have your voucher, the fun begins and you can purchase your dream car!

Savings Club does not have a credit history or co-signer requirement.

How Savings Club Compares

See how Savings Club stacks up compared to other auto financing and payment options.

  • Least expensive
  • Most flexible
  • No credit check
  • Builds credit history
  • No SSN required

    Savings Club

    pay with cash

    Traditional financing

    Buy-here Pay-here

1

Known as consortia. We bring people and their resources together to make it easy for you to buy the car of your dreams.

Start Saving

0% interest rates

Only pay a small monthly fee

No credit check

You can still save despite not having a credit score

Cheaper financing

Save up to 10%* compared to other loans

Establish credit

Your credit voucher can be used anywhere

Auto Loan Calculator

Use our precise loan calculator to see how much you will save.

Vehicle price*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

How much can you afford per month?*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

Deals for you

Which vehicle and price range is right for you? With Savings Club, you can get the vehicle you always wanted

See all Clubs

Purchase your vehicle through a Savings Club membership

Here are some other tips for buying your first car:

Obtain a U.S. driver’s license

Several states do not require a social security number (SSN) to obtain a driver’s license. Contact your local Department of Motor Vehicles (DMV) and ask how you can get your license without a social security number (SSN).

Obtain car insurance

Each state has a minimum amount of auto insurance that is required to legally operate a motor vehicle. Contact several insurance companies and get multiple quotes so that you can choose the best option for your situation.

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