Question 1

Can anyone join savings.club?

Accepted Answer

We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.

Question 2

What is an EAPR and what’s the difference between traditional loan APR?

Accepted Answer

With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.

Question 3

Why is savings.club so much cheaper than traditional financing?

Accepted Answer

With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.

Question 4

When will I get my car?

Accepted Answer

You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.

You can budget better with the

Half Payment plan

How do half payments work?

1 Choose half payments

2 Keep up with payments

3 Finish with full payments

Half payment clubs for you

Starting at
$436.62/mo

$218.31/mo

You save
$4,047.06

80% chance of getting a car between

Starting at
$598.33/mo

$299.16 /mo

You save
$4,047.06

80% chance of getting a car between

Starting at
$773.57/mo

$386.78/mo

You save
$4,047.06

80% chance of getting a car between

Save money through half payments and get your new car for less than you thought possible.

Car Loan Alternatives

Savings Club a New Way To Buy Your Car

A Better Way to Buy a Bike

Save even more with the new half-payment plan.

Loved by users,
hated by banks

An opportunity to buy without high interests

Fast and affordable

Made my dream come true

It's worth it to wait

Planning to pay less

Not giving up made my dreams come true

I got my first truck thanks to savings.club

The product

Support

Resources

Learn with us

You can budget better with the

Half Payment plan

How do half payments work?

1 Choose half payments

2 Keep up with payments

3 Finish with full payments

Half payment clubs for you

Starting at $436.62/mo

$218.31/mo

You save $4,047.06

80% chance of getting a car between

Starting at $598.33/mo

$299.16 /mo

You save $4,047.06

80% chance of getting a car between

Starting at $773.57/mo

$386.78/mo

You save $4,047.06

80% chance of getting a car between

Save money through half payments and get your new car for less than you thought possible.

Car Loan Alternatives

Savings Club a New Way To Buy Your Car

A Better Way to Buy a Bike

Save even more with the new half-payment plan.

Loved by users,hated by banks

An opportunity to buy without high interests

Fast and affordable

Made my dream come true

It's worth it to wait

Planning to pay less

Not giving up made my dreams come true

I got my first truck thanks to savings.club

The product

Support

Resources

Learn with us

Subscribe now

Starting at
$436.62/mo

You save
$4,047.06

Starting at
$598.33/mo

You save
$4,047.06

Starting at
$773.57/mo

You save
$4,047.06

Loved by users,
hated by banks