The team behind
Savings.Club
We combined expertise in artificial intelligence, the American automotive industry, organizational psychology, and the world's most proven collective financing system to build something that did not exist in the United States — until now.
4
Executive leaders uniting complementary expertise across AI, automotive distribution, savings clubs, and people operations.
14
Board advisors spanning law, fintech, venture capital, and savings club operations
2,500+
Vehicles delivered through traditional dealership channels before founding Savings.Club
20+
Years of AI engineering experience powering the Savings Score engine
Four disciplines. One mission.
JP Galvão
Co-Founder & CEO
4x startup founder with 2 successful exits. JP bridges the gap between the automotive industry and financial innovation. A technology entrepreneur and former partner of three car dealerships in the United States, he has personally put over 2,500 vehicles on the road in the last decade. His deep understanding of both the dealership ecosystem and consumer financing pain points shaped the Savings.Club model from the ground up.
Credentials
- —MBA - Fundação Getúlio Vargas (FGV)
- —B.Sc. Psychology - Universidade Federal do Rio Grande do Norte (UFRN)
- —Former partner of US Car Dealership with presence in New Jersey, Florida, and California.
Adriano Marques
Co-Founder & COO
AI Engineer with 20 years of engineering experience. Adriano leads the technology vision behind Savings.Club. With a Master's in Computer Science focused on Artificial Intelligence from Georgia Tech, he architects the platform's proprietary Savings Score AI engine and the technology infrastructure that makes collective purchasing work at scale. Author of "The Car-Buying Revolution," holder of two granted U.S. patents and one pending with the USPTO, and founder of several companies and creator of open source solutions used by millions worldwide.
Credentials
- —M.Sc. Computer Science (AI) - Georgia Tech
- —Author - "The Car-Buying Revolution"
- —2 Granted U.S. Patents + 1 Pending (USPTO)
- —Creator of open source solutions used by millions worldwide
Fernando Lamounier
Co-Founder & CRO
Fernando is one of the foremost experts on the savings club system in the world. As a partner at Multimarcas, a top 20 leader in Brazil's savings club market with over 30,000 active clients, he brings deep operational experience in collective purchasing. He holds a dual Master's from Yale and FGV, founded two savings club startups (Gruppi and Nuvva), and writes the "Nossa Jabuticaba" newsletter, the leading publication on the savings club system.
Credentials
- —Master's - Yale University (MMS/GBS)
- —Master's - Fundação Getúlio Vargas (FGV)
- —Partner, Multimarcas - top 20 in Brazil's savings club market
Valeska Martins
Chief People Officer
Valeska is a psychologist and expert in executive coaching and cultural transformation. With a BS, MA, and ongoing PhD candidacy, she brings global experience spanning the US, UK, Japan, and Brazil. As President of ICF South Florida, she leads the people strategy that ensures Savings.Club builds a world-class team and culture as it scales across the United States.
Credentials
- —PhD Candidate - Psychology
- —M.A. & B.Sc. - Psychology
- —President, ICF South Florida
Backed by industry leaders
Our advisory board spans U.S. civil law, NASDAQ-listed venture capital, fintech IPOs, and the largest consortium operations in the Americas.
Jon Loevy
Loevy & Loevy
Named one of America's Top 200 Lawyers by Forbes, Jon takes hard cases to trial and wins. He has secured hundreds of millions of dollars in verdicts and settlements, holding the nation's most powerful institutions accountable.
Michael Kanovitz
Loevy & Loevy
An honors graduate of Cornell Law School, Michael is a highly respected litigator and partner at Loevy & Loevy. He has secured over $125 million for clients and co-authored a textbook on the United States Constitution.
Luis Otavio Matias
TecnoBank
Former VP of Banco Itaú. Creator of Itaú Carros and Itaú savings clubs, with over 1 million active savings club clients in Brazil.
Ofli Guimaraes
Méliuz
Co-founder of Méliuz, the cashback fintech that IPO'd in Brazil and helped define the country's consumer-fintech boom.
Pierre Schurmann
Nuvini (NASDAQ: NVNI)
Founder of Nuvini (NASDAQ: NVNI) and Bossa Nova, Latin America's most active venture capital firm.
Diego Carmona
Leadlovers
Serial entrepreneur & SaaS visionary. Founded Leadlovers, successfully exited to Nuvini (NASDAQ IPO). Now advises & invests in early-stage startups.
Lucas Chaise
XP Investimentos
Former Head of Tech Investments at XP Inc. Angel investor with deep finance expertise.
Leonardo Batistella
DollarTeam
Top U.S. digital influencer for the Brazilian community.
Victor Yudi
DropLatam
Partner of DropLatam, Latin America's largest dropshipping network.
Paulo Veloso
Staged Ventures
Partner at Staged Ventures, investor in SpaceX and xAI. Former CRO with a track record of scaling tech sales at Digibee, Splunk, Micro Focus, and HPE.
Elcio Gomes
Ademicon USA
Former Head of Latin America at Discover. Now Master Licensee & Head of Ademicon USA, Brazil's largest private consortium with 400K+ active clients.
Felipe Buniac
Conta Simples
Fintech leader and partner at Conta Simples. Scaled one of Brazil's top fintechs to global reach.
Eduardo Porath
DropLatam
Partner of DropLatam, Latin America's largest dropshipping network.
Giovanni Rotta
DropLatam
Partner of DropLatam, Latin America's largest dropshipping network.
Four disciplines. One financial revolution.
The strategist who bypasses the banks.
JP spent a decade inside the American automotive industry. He knows exactly how traditional loans squeeze the consumer and strangle the dealership. As a four-time founder with two successful exits, he engineered the distribution channels that connect Savings.Club directly to the real world. We are completely removing the bank and the legacy origination process from the transaction. He builds the Go-To-Market strategy that secures asset pipelines and acquires users at a fraction of legacy banking costs.
The technologist who automates the infrastructure.
Legacy banks rely on backward-looking debt history. Adriano brings 20 years of engineering experience and open-source solutions used by millions to build a fundamentally new technological moat. He designed the patent-pending AI that powers the Savings Score. Instead of traditional techniques, our AI estimates relative risk between members inside a specific club. It automates club administration, strips out massive human operational overhead, and replaces the complex infrastructure of a traditional loan with pure software.
The operator who de-risks a multi-billion-dollar execution.
Fernando was born into the highest levels of the global savings club industry. As one of the owners of Multimarcas Consórcios in Brazil, he operates a 47-year-old institution that ranks in the top 20 nationwide. His firm manages 30,000 active contracts and billions of dollars in assets. He is the executive who successfully digitalized that legacy business to prepare it for its next half-century of scale. Armed with a Master's degree from Yale and deep operational experience across Latin American markets, he holds the exact regulatory and unit economic playbook. He completely removes the execution risk from Savings.Club because he has already managed the exact complexities our technology is automating.
The leader who scales our velocity.
Replacing the American banking system requires an unbreakable internal foundation. Valeska brings global experience in executive coaching and organizational scaling across four countries. As a psychologist and President of ICF South Florida, she engineers a high-performance culture built to execute. She ensures that as our AI capabilities and user base multiply, our talent density and operational velocity scale perfectly alongside them to handle hyper-growth.
Built by people who understand
both sides of the problem.
We did not study financing from a textbook. We lived it as consumers, as dealers, and as operators. That is why Savings.Club works.