Personal Robots

Your robot. Your home. Your terms.

Personal robots are coming: self-driving cars, home assistants, elder care companions. The people who start building equity now will own them first. No bank loan, all credit profiles accepted, no down payment.

Personal humanoid robot in a home setting

Imagine never doing laundry again.

Americans spend an average of 15 hours per week on household chores, totaling 780 hours a year. A personal humanoid robot handles the tasks you dread: laundry, dishes, cleaning, yard work, cooking prep, and organizing. You get your time back.

And a personal autonomous vehicle means no more commuting stress, no more parking, no more driving in traffic. Your car drives you, drops you off, and picks you up. The future is not decades away. It is years away.

15 hrs/wk

Spent on Household Chores

Average American adult (BLS 2024)

780 hrs/yr

Hours You Could Reclaim

That is 33 full days per year

54
min

Average Daily Commute

U.S. Census Bureau 2023

Sources: Bureau of Labor Statistics American Time Use Survey 2024, U.S. Census Bureau 2023

Interactive Calculator

How much time will you get back?

Select the tasks you want to delegate. See how many hours a personal robot saves you each week.

Source: BLS American Time Use Survey 2024

Your Time Back

9.0

hours per week

Per year 468 hours
Full days reclaimed 20 days

What a personal robot can do for you.

This is not science fiction. These are real products entering production from real companies. The question is not whether you will want one. The question is how you will pay for it.

Your Own Self-Driving Car

A personal autonomous vehicle that drives you to work, picks up your kids, and parks itself. No more commute stress. No more parking lots. Your car works for you.

A Home Robot That Actually Helps

Laundry, dishes, yard work, cleaning, cooking assistance. A humanoid robot that handles the tasks you spend 15+ hours a week on. Reclaim your time for what matters.

Elderly Care and Assistance

A robot that helps aging parents with daily tasks, medication reminders, mobility assistance, and companionship. Keep your family independent longer without the cost of full-time care.

Personal Delivery and Errands

Send your robot to pick up groceries, prescriptions, or packages. An autonomous helper that runs errands so you do not have to.

How to own a personal robot.

Four steps. No bank. All credit profiles accepted. No down payment.

01

Choose your target robot and price range

Whether you want a personal autonomous vehicle, a home assistant robot, or an elder care companion, pick your target and start. You are not locked in. You can change your target at any time.

02

Contribute monthly and build your Savings Score

Every contribution grows your Savings Score and builds equity. Your money goes into an irrevocable trust managed by Jackson Hole Trust Company. Savings.Club cannot touch it.

03

Get your voucher

Members with the highest Savings Scores receive purchasing power first. Once your score qualifies and there is enough funds in the trust, you are issued a voucher covering the full purchase price of your asset.

04

Buy your robot from any manufacturer

Use your voucher to purchase from any established robotics brand selling direct-to-consumer. You own the hardware. We just hold a lien on the robot as collateral to secure your loan during the borrowing phase.

Why not just save on your own?

You could. But here is what happens to most people who try.

Saving on Your Own

  • No structure. Easy to dip into savings for other things.
  • No accountability. Nobody notices if you skip a month.
  • No purchasing power until you save the full amount.
  • Inflation erodes your savings while you wait.
  • When the robot is available, you may still be short.
  • Then you take a bank loan anyway and pay interest.

Life happens. We built for that.

During the savings phase, before your purchasing voucher is awarded.

½

Half-Payments

Switch to half-payments if your budget needs to flex. Your Savings Score adjusts, but you stay in the club and keep your position.

Freeze Contributions

Pause your contributions entirely. Your membership stays active. Resume when you are ready.

Transfer or Convert

Transfer your membership to someone else, or convert to a different asset type. Your contributions carry forward.

Available during the savings phase, before your voucher is awarded. After your voucher is awarded and you enter the borrowing phase, standard obligations apply.

Security

Your money is protected.

Every common fund contribution sits in a legally separate, irrevocable trust. Not in a Savings.Club account. In a trust we cannot touch.

Irrevocable Trust

Every common fund contribution goes into a legally separate, irrevocable trust. Once deposited, Savings.Club cannot access it, redirect it, or use it for any purpose other than member benefit.

Independent Trustee

Jackson Hole Trust Company, a licensed fiduciary with a legal obligation to protect your money. They execute all fund transactions in accordance with the terms of the membership agreement and to the benefit of its members.

FDIC-Insured Bank Account

The trust's bank account is held at US Bank, which is FDIC-insured, providing federal deposit protection for member funds.

Member Governing Board

An independent board of members audits and ensures compliance. This adds a layer of transparency that traditional financing never offers.

The Math Doesn't Lie

Bank Loan vs. Personal Robot Savings Club

When personal robots hit the market, banks will charge high rates on a new asset class. See how the numbers compare.

Example: $25,000 personal humanoid robot, 60-month term

Traditional Loan
Savings Club
Interest / Fee
12.5% APR (est.) accruing daily
Flat fee (one-time, never accrues)
Monthly Payment
~$496+
as low as $375
Credit Check Required
Yes (hard inquiry, can be denied)
No
Down Payment
10–20% typical ($3,000–$6,000)
Monthly dues only
Flexibility if Revenue Drops
Default risk
Freeze, half-pay, or transfer (savings phase)

Traditional rate: estimated based on specialty asset financing rates (12.5%). Savings Club flat fee varies by creditworthiness: stronger profiles receive lower fees. Use our calculator for personalized estimates.

TRADITIONAL LOAN 12.5% APR (est.) accruing daily
SAVINGS CLUB Flat fee (one-time, never accrues)
TRADITIONAL LOAN ~$496+
SAVINGS CLUB as low as $375
TRADITIONAL LOAN Yes (hard inquiry, can be denied)
SAVINGS CLUB No
TRADITIONAL LOAN 10–20% typical ($3,000–$6,000)
SAVINGS CLUB Monthly dues only
TRADITIONAL LOAN Default risk
SAVINGS CLUB Freeze, half-pay, or transfer (savings phase)

Traditional rate: estimated based on specialty asset financing rates (12.5%). Savings Club flat fee varies by creditworthiness. Use our calculator for personalized estimates.

Questions about personal robots.

Everything you need to know about owning a personal robot through a savings club.

Tesla is targeting consumer availability for Optimus in 2027. Multiple other manufacturers (Figure AI, 1X, Apptronik) are preparing consumer-grade humanoid robots for 2027–2028. The Tesla Cybercab has begun production. Timelines may shift, but the direction is clear. By starting your savings club now, you build equity and position yourself to be first in line when these machines become available.

Every monthly contribution builds your Savings Score (your activity-based ranking in the club) and equity. Your money sits safely in an irrevocable trust managed by Jackson Hole Trust Company, with the bank account held at US Bank (FDIC-insured). When robots become available, members with the highest Savings Scores receive purchasing power first. You are not paying for a robot that does not exist. You are building a position that puts you first in line when it does.

Your savings club membership is flexible. If the final price is lower than your target, the difference stays in your account. If it is higher, you can adjust your contributions or choose a different model. The key is that your Savings Score and contributions carry forward regardless of final pricing.

Yes. Once you receive your purchasing voucher and acquire the robot, it is yours. Use it for personal tasks, rent it out, or deploy it commercially. Many members plan to use their robot for household tasks during the day and commercial work during off-hours.

Switch your target robot at any time during the savings phase without losing your contributions or Savings Score. You always have the option to transfer your membership, or convert it to any of our available asset categories.

Three key differences. First, structure and accountability: a savings club creates a disciplined savings plan with a guaranteed outcome. Second, purchasing power: when your position is awarded, you receive a purchasing voucher that covers the full cost. Third, community: you are part of a group working toward the same goal, which creates accountability that solo saving cannot match.

During the savings phase, you have three options. Switch to half-payments if your budget needs to flex. Freeze contributions entirely while keeping your membership active. Or transfer your membership to someone else. These options are available during the savings phase. After your voucher is awarded and you enter the borrowing phase, standard obligations apply.

Looking to build a revenue-generating robot fleet instead?

Explore Robotics for Business →

Be first. Not last.

When personal robots become available, demand will exceed supply. Members who started early will own them first. Everyone else will wait in line and pay bank rates.

Ready to start?

Pick your target robot and price range. Start building your Savings Score today. All credit profiles accepted. Get started in under 5 minutes.

Want to learn more?

See exactly how savings clubs work, step by step. Understand the trust structure, the Savings Score, and the timeline.

How It Works

Operating in TX, FL, MA, CT. Other states coming soon.

Step 1 of 4

Let's get started

Tell us a bit about yourself so we can find the best savings club for you.

What would you like to finance?

Select the type of asset you are interested in.

Estimated value?

How much do you anticipate the asset will cost? This is just an estimate to help us find the right club for you.

$

Monthly plans available at standard pricing.

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Make sure everything looks right before we check availability.

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