Savings Club will help
Make your dreams come true!

One of the most important purchases for any immigrant new to the US is buying a car.

That’s where Savings Club comes in!

Stop Dreaming, Start Saving!

A necessity for many

Cars are an essential need for most people since everyone needs a way to get to work and run errands.

Out of reach

However, most new immigrants don’t have the cash to pay for a car outright and getting a car loan can be difficult as a new immigrant. This can make getting a car seem impossible.

Savings Club does not have a credit history or co-signer requirement.

How Savings Club Compares

See how Savings Club stacks up compared to other auto financing and payment options.

  • Least expensive
  • Most flexible
  • No credit check
  • Builds credit history
  • No SSN required

    Savings Club

    pay with cash

    Traditional financing

    Buy-here Pay-here


Known as consortia. We bring people and their resources together to make it easy for you to buy the car of your dreams.

Start Saving

0% interest rates

Only pay a small monthly fee

No credit check

You can still save despite not having a credit score

Cheaper financing

Save up to 10%* compared to other loans

Establish credit

Your credit voucher can be used anywhere

Auto Loan Calculator

Use our precise loan calculator to see how much you will save.

Vehicle price*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

How much can you afford per month?*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

Deals for you

Which vehicle and price range is right for you? With Savings Club, you can get the vehicle you always wanted

See all Clubs

Savings Club can make your dreams a reality!

Besides purchasing your vehicle through a Savings Club membership, here are some
other tips for buying a vehicle without a social security number (SSN).

Obtain a U.S. driver’s license

Several states do not require a social security number (SSN) to obtain a driver’s license. Contact your local Department of Motor Vehicles (DMV) and ask how you can get your license without a social security number (SSN).

Obtain car insurance

Each state has a minimum amount of auto insurance that is required to legally operate a motor vehicle. Contact several insurance companies and get multiple quotes so that you can choose the best option for your situation.

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