Savings Club does not have a credit history or co-signer requirement.
Stop dreaming
Start saving!
The best part is that joining Savings Club does not require a credit score or a large amount of cash up front. Members only pay a small membership fee each month which is typically much smaller than the interest charged on a traditional auto loan.
How Savings Club Compares
See how Savings Club stacks up compared to other auto financing and payment options.
Least expensive
Most flexible
No credit check
Builds credit history
No SSN required
Savings Club
pay with cash
Traditional financing
Buy-here Pay-here
1
Known as consortia. We bring people and their resources together to make it easy for you to buy the car of your dreams.
Purchase your vehicle through a Savings Club membership
Here are some other tips for buying your first car:
Determine what your vehicle needs and wants are and be realistic
You don’t need something with all the bells and whistles, but you should still pay attention to your want list so that you can find a car that you will be happy with for a while.
Establish a budget you can truly afford
And don’t forget to factor in the cost of insurance, gas, and maintenance!
Do your research and be flexible
Figure out what types of cars will meet your financial and personal needs and be open to at least a few different makes and models. That way, you will have an easier time finding the right car for you.
Determine what your vehicle needs and wants are and be realistic
You don’t need something with all the bells and whistles, but you should still pay attention to your want list so that you can find a car that you will be happy with for a while.
Establish a budget you can truly afford
And don’t forget to factor in the cost of insurance, gas, and maintenance!
Do your research and be flexible
Figure out what types of cars will meet your financial and personal needs and be open to at least a few different makes and models. That way, you will have an easier time finding the right car for you.
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