Build Credit with
Savings Club

Getting a loan can be extremely difficult when you don’t have a credit score or when you’ve made some mistakes in the past which have negatively impacted your credit.

That’s where Savings Club comes in!

• That’s where Savings Club comes in!

How it Works

Savings Club provides the most cost effective way to purchase a vehicle. We help you to stop dreaming and start saving!

  1. Members join a group of like minded savers who have a common goal in mind – buying their next vehicle.
  2. Each member contributes a set amount of money to the fund each month.
  3. Once you have your voucher, the fun begins and you can purchase your dream car!

Savings Club does not have a credit history or co-signer requirement.

How Savings Club Compares

See how Savings Club stacks up compared to other auto financing and payment options.

  • Least expensive
  • Most flexible
  • No credit check
  • Builds credit history
  • No SSN required

    Savings Club

    pay with cash

    Traditional financing

    Buy-here Pay-here


Known as consortia. We bring people and their resources together to make it easy for you to buy the car of your dreams.

Start Saving

0% interest rates

Only pay a small monthly fee

No credit check

You can still save despite not having a credit score

Cheaper financing

Save up to 10%* compared to other loans

Establish credit

Your credit voucher can be used anywhere

Auto Loan Calculator

Use our precise loan calculator to see how much you will save.

Vehicle price*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

How much can you afford per month?*
Interest Rate %*
Zip code
Down Payment
Trade-in Value

Contract duration (in months)

Deals for you

Which vehicle and price range is right for you? With Savings Club, you can get the vehicle you always wanted

See all Clubs

Purchase your vehicle through a Savings Club membership

Here are a few other tips for building or repairing your credit.

No credit?

No problem!

Build credit with Savings Club
Each monthly payment is reported to the credit bureaus which will help members build a stable and positive credit history.

Save money with Savings Club
Members only pay a small membership fee each month, which is typically significantly smaller than the interest charged on a traditional auto loan.

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