Savings.club founding members:
A Lifetime advantage.
It’s not something you can buy or request — you must be invited by JP, Adriano, or founding investors.
Cars clubs starting at
$495/mo
2.58% EAPR for life
How it works
Real Estate clubs
starting at
$2,475/mo
1.15% EAPR for life
How it works
Stay tuned for our exclusive pre-launch.
What makes
Founding Members different?
A permanent advantage: Fixed 10% administration fees for life—any club, any term—equivalent to 1.15% EAPR for 200 months Real Estate clubs. Everyone else get on average 30% (3.35% EAPR).
Read more
A higher standing: Enjoy elevated status with special recognition in the app’s rankings and profile—plus direct access to JP and Adriano.
A stronger start: 10% boost on your Savings Score giving you an edge in the system.
Read more
A more valuable network: $500 per referral, while standard members only get $100.
Once the 100 spots are filled, no more will be created. If you’ve been invited, you have a decision to make—this is a one-time opportunity.
What it takes to be one of the 100
You must be invited by JP, Adriano, or one of the founding investors.
You must join a club immediately— your code is only valid for 24 hours.
Any default permanently revokes your benefits across all clubs.
This invitation cannot be transferred or requested.
Frequently Asked
Questions
We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.
With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.
With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.
You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.
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