Buy without high interest
I saw in a savings.club a real chance to buy a Truck without paying interest. Surely I would recommend it to my friends and family.
ONLINE CAR LOAN CLUB
The Only Way to Finance
a Car Without Any Regrets
A savings club helps you plan and save to finance your dream car for the lowest rate on the market.
We were news on
AND OVER 400 NEWS SITES
We were news on
AND OVER 400 NEWS SITES
What is Savings Club?
Savings.club is a new collaborative way to finance your next car and save thousands of dollars.
You join in a group (club) with your desired car value and each club member puts money into a common fund as monthly payments are made.
Once a month a club member becomes eligible to pick up the car at a dealership. Everyone gets a car by the end of their contract.
You can budget better with the new half-payment plan.
savings.club will let you pay just half your monthly rate until you're awarded your credit voucher.
How does half payments work?
1 Choose half payments
You initially pay half of what you’d pay in a regular savings club plan
2 Keep up with payments
Pay half an installment every month until you receive your credit voucher
3 Finish with full payments
You’ll pay standard prices once you receive your credit voucher.
Learn more about
half-payments here
Savings Club a New Way To Buy Your Car
People trust us to help them save
4.5 out of 5
Nilson César
Thalles Guimarães
Fast and affordable
I was surprised that I got my credit voucher in the third month. I got my new car quickly with an affordable payment plan, without all those fees and interest.
Katy Couto
Made my dream come true
My experience was amazing. I had a dream to buy a new car, and a savings.club helped me to make this dream come true. It was above all my expectations.
Queila Silva
Planning to pay less
We are happy and glad to have the help of the savings.club to plan and change our car into a new model with lower monthly payments.
Anderson
Planning to pay less
We are happy and glad to have the help of the savings.club to plan and change our car into a new model with lower monthly payments.
Eula Paula Pires
I turned my dream into reality
I believe that we never give up. I wanted and got another car right at the beginning of my club. Now I believe that we should not give up on our dreams.
How it works
In just 4 steps, we save you from predatory loans.
1 Step
Plan
First, have an idea of how much you need to buy your car. Planning will ensure you can make payments.
2 Step
Save
Select an offer that suits you and save with hundreds of people using the common fund you build together.
3 Step
Grow your score
Remember to keep your payments on the app up to date to increase your score in the club
4 Step
Purchase your car
Increase your savings score monthly for be selected and get the voucher to buy your car as you do with cash.
No SSN Required
Save up to 80% with
savings.club
No Down
Payments
No Hidden
Fees
Control a loan
in the palm of your hand
No Origination
Fees
No Credit
Check
Is a savings club for me?
Planning is the best option for a peaceful future
I have urgency to get my car
Want your car immediately? savings.club probably isn’t for you. We reward savings, so you’ll have to wait a bit to receive your vehicle.
I don’t want traditional financing
Then join us ASAP! Say goodbye to debt with personal financing that rewards patience and planning.
I have no urgency
Can you wait a while for a car? Perfect! With dedication and patience, you could have a new car within a matter of months.
I want to save
Of course savings.club has opportunities to save! It’s who we are. With us, you can save thousands on affordable car payments.
When will I get my car?
In just 3 steps, we save you from predatory loans.
1. Join a group to participate
Join a group with your car’s value to start savings towards a credit voucher. You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your Savings Score
2. Increase your score
You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car.
3. Use your voucher
The voucher works just like cash, after receive one, just choose a dealer and use the voucher to get your car.
How to speed up the chance to get my car?
With savings.club, you have 4 ways
Invite friends
Invite friends to savings.club and earn $100 dollars towards your new car.
Pay on time
Keep all your payments up to date and grow your score to speed up the time it takes to get your car.
Make extra payments
Extra spending money left at the end of the month? Make additional payments.
Re-check credit history
Every 3 months you can perform a credit analysis to increase your savings score.
We make getting a car
simple, practical and accessible
With savings.club, you’re in the driver’s seat.
savings.club is super easy to use.
With no time wasted on guessing about hidden fees, we cut right to the chase.
You will receive instructions on how to use your credit voucher through the savings.club application
Once you’re all signed up, it’s activation time.
With good credit, here’s more than a 60% chance that you’ll get your car early.
You’ll get a series of e-mails with instructions on how to confirm your account.
You were selected, use your credit voucher now!
Focus on people
Focus on technology
Save by Joining a Club
It's accessible
Savings.club is making it possible for everyone to have access to the cars they want.
Save by Joining a Club
savings.club is super easy to use. With no time wasted on guessing about hidden fees, we cut right to the chase.
Our contracts are easy to understand and tailored to your needs. No fancy jargon, just people saving money together to buy cars.
When you join our club, you can rest assured you’re paying a fair price for your car. Our club is truly inclusive, no matter what your credit score is.
Our online services are all optimized and effective, meaning you save lots by paying only a small operations fee.
savings.club is 100% online. Seriously! All you need is a mobile device to access our app to manage your account.
savings.club is super easy to use.
With no time wasted on guessing about hidden fees, we cut right to the chase.
You will receive instructions on how to use your credit voucher through the savings.club application
It's easy
savings.club is super easy to use. With no time wasted on guessing about hidden fees, we cut right to the chase.
Once you’re all signed up, it’s activation time.
With good credit, here’s more than a 60% chance that you’ll get your car early.
You’ll get a series of e-mails with instructions on how to confirm your account.
It's practical
Our contracts are easy to understand and tailored to your needs. No fancy jargon, just people saving money together to buy cars.
You were selected, use your credit voucher now!
It's fair
When you join our club, you can rest assured you’re paying a fair price for your car. Our club is truly inclusive, no matter what your credit score is.
Focus on people
Focus on technology
Save by Joining a Club
It's affordable
Our online services are all optimized and effective, meaning you save lots by paying only a small operations fee.
It's accessible
Savings.club is making it possible for everyone to have access to the cars they want.
Save by Joining a Club
It's accessible
savings.club is 100% online. Seriously! All you need is a mobile device to access our app to manage your account.
Learn how to save
Educate yourself and plan so you can buy without regretting
Frequently Asked
Questions
We ask for your Social Security Number as a part of an authorization request to conduct a credit check. This is optional and you can still fully participate in a club without a credit check or providing a Social Security Number.
With traditional loans, APR is an annual rate calculated based on fees you pay to secure the loan. Here at savings.club we use EAPR (Equivalent Annual Percent Rate) where you only pay for your vehicle and administrative fees. Our administration fees are used to keep up savings.club's infrastructure and EAPR means no compounding interest, ever.
With savings.club, you only pay what you need to. All of the hidden fees and costs you pay with traditional loans aren’t a factor in our pricing. You’ll only ever pay for your car and administration fees so that we can properly run your club.
You can pick out a car from any dealership once you’ve received a credit voucher. Your eligibility for a voucher is dependent on your savings score. You can increase your score the more you make on time payments. The higher it is, the sooner you can receive your voucher and buy a car. The voucher works just like cash, so you can drive off the lot with your car once you decide which one is best for you.
Didn't find what you're looking for? — Use our FAQs
Get started now
Download the app or start from our website.
Join the savings.club revolution now and get your dream car!
